Fund Management Services
If you have had a job with an employer, chances are you have been forced to put money into some form of a retirement account. It may be a 401(k), 403(b) or any number of other employer-based retirement plans. While these retirement plans are often considered a prudent investment choice, you may find that you have limited fund options that do not allow you to grow your money the way you want. Furthermore, while 401(k) plans offer a pre-tax advantage on the front end, you will be expected to pay taxes at the personal income level whenever you withdraw money from this account.
Fortunately, 401(k) and 403(b) plans aren’t your only options for investing in your retirement. Americans for Life Financial Services offers fund management services to help you make the investments that will have the biggest long-term benefits. If you need assistance moving a 401(k) to an IRA, or you want to convert your account to a tax-free Roth IRA, we can guide you through the process.
Do you have multiple small retirement accounts from previous employers? We can help you decide on the best options to make your money work for you, the way you want. Managed retirement accounts provide you with peace of mind and greater flexibility than many other employer-based retirement accounts.. Your investment options through Americans for Life Financial Services are low-risk and can help minimize your taxes.
Americans for Life Financial Services will help set you up with a qualified account manager to guide you through the available investment options. Your account manager will clearly explain the advantages and disadvantages of each qualified and non-qualified account option so that you can make an informed decision when saving for retirement. Managed investment funds also offer an advantage of diversification inside your portfolio. You have the option to contribute to the funds annually. We look forward to helping you reach your retirement goals.
Moving Your Old Company Retirement Plan to Americans for Life Financial Services
The first step in moving any retirement account would be to find out the restrictions on transfers provided by your current retirement plan sponsor. Some companies do not allow a transfer until 6 months after you have left a former employer, while others only allow you to move your funds over a number of years.
Once we have an understanding of the restrictions, documents need to be signed by the account holder to begin the transfer process. We handle all the paperwork and tracking of funds from start to the time you transfer is submitted to the time it arrives in your newly formed or existing IRA account. This investment management service is provided to all our clients with applicable fees applied.
Once your retirement assets are transferred to Americans For Life Financial Services, you can choose from a number of alternative investment options. You won’t find these low-risk investment options with any other company.
Contact our firm today to learn more about our IRA planning and fund management services. You can call us at (860) 426-2022, email us at email@example.com, or fill out our short contact form at the bottom of the page. Let’s discuss how you can get more out of your retirement investment plans.