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Americans For Life Blog

Finding the right retirement services company to work with can be a difficult task no matter how large or small your retirement account is. You need to find someone who is ethical, knowledgeable, and can help you grow your account for years to come. Most importantly, you need to find a team of professionals you can trust. You are hiring a company to handle your money with your best interest first.

How will you know that you’ve found your financial services company? Consider the following four factors when meeting with financial service providers.

 

You need to start thinking about saving for retirement as soon as you enter the workforce. Employers typically make this easy by offering a 401(k) plan, or a 403(b) plan in the case of tax-exempt organizations like schools and hospitals. 401(k) and 403(b) accounts are considered qualified plans and must meet standards set by the Employee Retirement Income Act (ERISA). They can be excellent tools for building your retirement income, but they also come with certain restrictions.

We’ll look at some of the benefits and limitations of qualified retirement plans. Click the link below.

 

Absolutely. Non-qualified company retirement plans are perfect for bridging the gap between major promotions and top-level positions, as well as compensating hardworking high-level executives and valued employees.

As salaries and employee value rise according to pay grade, the tax burden on the employee and employer also grows. Plus, ambitious employees will always be searching for ways to move upward within their companies. Employers, inevitably, will need a way to compensate valuable employees for their work when a promotion is unavailable.

If you would like to learn more, click the link below to continue reading.

 

The terms whole and term in the life insurance industry refer to the amount of time that a life insurance policy will pay death benefits. 

The differences, however, go deeper. Each policy comes with a set of rules that make it beneficial in varying scenarios. Life insurance policies can be used to protect your family or as a safe, tax-sheltered investment. Weighing the risks and benefits of each will allow you to get the most out of your insurance.

Clink below, and we’ll look which life insurance policy will best benefit you and your family.

Mission Statement

Americans for Life Financial Services offers retirement solutions for institutional investors and individuals. Knowledge and results help our clients make informed decisions to meet their financial goals. 




Americans For Life Financial Services

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Southington, CT 06489

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