We will put the pieces of your retirement puzzle together

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Life Insurance

Most know the benefits of owning life insurance in case of an emergency, but some policies help financially while an individual is still living.


Travel Insurance

Are you preparing for your next vacation or trip? Protect your investment with travel insurance to provide you peace of mind before you go!


Are you looking for guaranteed income for the future? Shift investment risk to secure income during retirement.


Long-Term Care Insurance

Policies can help cover the expenses associated with long-term care, such as nursing home facilities or home health care.


Medicare Planning

If you are 65 or older, have certain disabilities, or end-stage renal disease, you could be eligible for one of these health policies.


Disability Insurance

Coverage can provide funds to help pay your mortgage, medical expense, and other monthly expenses.




We know it can be hard trying to find the right financial professional to work with. It’s our experience that no two people have the same circumstances or goals. We design each strategy, tailor-made, for your financial situation.


We started with the goal to help individuals learn a different way to save for retirement while not increasing the burden of taxes at retirement. This information is not typically passed on by traditional retirement planners. If you are interested in learning more, contact us about scheduling a meeting tody.

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Today, Americans are saving more money in tax-qualified plans such as 401(k)’s and IRA’s. Unfortunately few financial planners discuss the tax implications building inside these traditional retirement accounts. Everyone wants to pay off their home to the bank, but with growing retirement plans in IRAs and 401(k)'s, they don’t think about paying off their retirement plan (taxes) to the government. While tax deferment works for some, we believe there are better ways to save. When your retirement years come into your sights, managing taxable and not taxable income can have a tremendous effect on your retirement, Don't let that lack of understanding prevent you from making better decisions today. We can help you take a look at tax alternative investments or Roth conversions and show you how to increase your retirement income. 


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The company was started by an individual with a vision & knowledge in the insurance industry and an alternative way to save for retirement. 


M.J. Gissas


Michael J. Gissas is a licensed insurance agent in the state of Connecticut. Beginning his career in 2010, he allocated his time learning the insurance industry with a focus on life insurance. Mentoring under the late Scott J. Bergman instilled key values and the importance of contract details on life insurance.

M.J. realized that life insurance is an underutilized retirement tool for individuals looking to enjoy the living benefits that life insurance can provide. Michael graduated from Post University with a BS in business management and a focus on entrepreneurial studies.  Read More

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We would like to hear from you!

Our world has changed since the Covid Pandemic began and so has the way we do business. Your safety is one of our biggest concerns. If you have any reservations about meeting in person,  please let us know!


(860) 222 - 0976


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Disclaimer: All investments are subject to risk. The information provided on this website is not, and should not be regarded as tax advice, investment advice, or as a recommendation that investments described here are suitable for your investment needs. 

© 2021 Americans For Life Financial Services