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Things To Do Before You Retire …And During Retirement Too
Determine your retirement lifestyle
You must be realistic. How much of a lifestyle change will you need to implement? To many retirees under estimate their true cost of living without a paycheck. Keep a full expense report at least 6 months prior to retiring.
What is your retirement debt expenses?
The lower the better as you approach retirement. Entering retirement debt free will allow you to enjoy retirement instead of just enduring it. Have money to enjoy your GO years.
Are you protected against a large crash in the market?
Having a crash practically in the beginning years of retirement will be devastating to a retirement plan. A large loss in your retirement investment early on in retirement will put significant pressure on your future retirement plan and income
Develop a realistic retirement income plan
Know that each year you age, a higher percentage of your assets should absolutely be protected in fixed income. You must be proactive.
Americans For Life Financial Services
35 N. Main St. Suite 3A-4
Southington, CT 06489